Tenant User Liability Insurance

Tenant User Liability Insurance  

Overview

If you are planning an event that requires a facility rental, you will most likely need TULIP coverage. The Tenant User Liability Insurance Program provides liability coverage to you for the duration of your facility rental. This Policy is specifically designed to meet the contractual insurance requirement outlined in the facility rental agreement. It also has the ability to include exhibitor coverage and liquor liability coverage if needed. To apply for Hired Non-Owned Auto (HNOA) with your liability insurance, please download and complete the Special Events Application for a quote (click on the Apply Now button); the online application is not available for HNOA.

The Tenant User Liability Insurance Program, which is spectator general liability coverage, is designed to provide coverage for a variety of event types. Whether you are hosting a county fair or a coworkers retirement party, you can meet your coverage requirements through TULIP.

Ensure that the facility you rent for your event is covered. Apply for coverage today!

Below are just a few examples of the different events for which users have utilized the TULIP program.

Celebrations Work Related Social Events
Anniversaries Conventions Club Meetings
Birthdays Exhibits Concerts
Graduations Meetings Fairs/Festivals
Retirement Parties Team Outings Reunions
Weddings    

 

Sporting Events    
Aerobics Equestrian Events Marathons
Baseball Fishing Events Polo Meets
Basketball Golf Events Race Track Events (horse and dog)
Bicycle Rallies Gymnastics Events Rugby Matches
Billard Shows Handball or Racquetball Events Skateboarding Events
Body Building Events Ice Skating Shows Ski Events
Bowling Tournaments Jazzercise Soap Box Derbies
Cheerleading Competitions/Shows Junior Athletic Games Softball
Dance Recitals Karate Meets Tennis Events
Drill Team Exhibitions Martial Arts Shows Volleyball Events


To get a TULIP (spectator general liability insurance) online premium quote and apply for coverage, simply click the Apply Online Now -TULIP button. If you have questions or need more information, contact Mercer Consumer at 1-866-838-9536.

Request a TULIP quote (spectator liability) from SMIC

Typical Policy Limits: General Liability Coverage Limit of $1,000,000 Per Occurrence with a $2,000,000 General Per Event Aggregate. If higher limits are required, please complete the following application here.

Liquor Liability Insurance:
 If you are hosting an event and selling alcohol or charging admissions and serving alcohol, supplemental coverage is required at an additional cost. To request a quote, click here.

Apply Online Now - TULIP

Hired Non-Owned Auto (HNOA):
 if you require HNOA, please download and complete the Special Events Application below; the online application is not available for HNOA coverage.

Event Vendor/Exhibitor/Performer Liability

If you are a vendor/exhibitor/performer at an event, you may need liability insurance. Whether you are hosting the event or not hosting the event, you must complete a Special Events Insurance Application. Please download and complete the application (click the Apply Now and Get a Quote! button Special Events & Hired Non-Owned Auto (HNOA) Insurance" section). This application may be used to apply for Hired Non-Owned Auto (HNOA) with your liability insurance, if needed. The online application is not available for HNOA.

Special Events & (HNOA)
Hired Non-Owned Auto Insurance
Apply Now and Get a Quote!

 

Receive a quote through SMIC

 

When HNOA coverage is needed in addition to liability insurance, please print and complete this application for both coverages. The online application does not support this combination of coverage.

Contacts

We're here to help! Please contact us in whatever manner is most convenient for you.


MAIN CONTACT

Mercer Consumer,
a service of Mercer Health & Benefits Administration LLC
 Direct Phone
1-866-838-9536
 Hours
 M-F 8a-5p CST
 Fax
515-365-3005
 Email
plsdsteam.service@mercer.com

 

 Street Address
Special Markets Insurance Consultants, Inc.
1055 Main Street, Suite 101
Stevens Point, WI 54481
Submit applications to the street address above
or email them to
 Email
smic_information@amwins.com
With a copy to plsdsteam.service@mercer.com


CLAIMS CONTACT

Tonia Spees
Special Markets Insurance Consultants, Inc.
 Phone
1-800-727-7642 ext. 6112
 Email
Tonia.Spees@amwins.com

Please submit all completed applications to:


Special Markets Insurance Consultants, Inc.
1265 Main Street, Suite 202
Stevens Point, WI 54481

Phone: (800) 727 -7642

Fax: (715) 344-6126

Email: smic_information@amwins.com with a copy to plsdsteam.service@mercer.com

  • (Title the subject line of the email to include the date of the event and the name of the organization, team, event, etc. This will ensure a quicker response.)
Mercer's Role & Compensation